The Bank accepts disposable funds of enterprises and organizations with different types of ownership (residents and non-residents) in Russian Rubles and foreign currency on deposits.
Under bank deposit agreements the Bank undertakes to repay the deposit amount and pay the interest based on the terms and conditions set forth in such agreements. Deposit interest rates depend on the amount and period of deposits
The interest is accrued starting from the day following the day the deposit was placed with the Bank up to the day of its withdrawal (inclusive). Interest accrual is calculated at the rate set forth in the concluded agreement.
Payment of interest is done in accordance with the terms of the respective agreement (monthly, quarterly, and/or on the date of deposit withdrawal by the customer).
Payment of interest and repayment of the principal deposit amount is made by way of wire transfer into the account of a legal entity named in the respective agreement.