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VISA corporate cards

A corporate card is a bank card allowing its holder to perform transactions on the account of a legal entity.

It is the combination of the best features of a bank account and a check book.

Corporate cards are used to:

  • withdraw cash Rubles to pay expenses related to administrative activities in the territory of the Russian Federation, including payment of business travel expenses and hospitality costs, in accordance with the procedure prescribed by the Bank of Russia;
  • pay expenses incurred in the currency of the Russian Federation in connection with administrative activities, including payment of business travel expenses and hospitality costs, on the territory of the Russian Federation;
  • perform other transaction in the currency of the Russian Federation on the territory of the Russian Federation, provided such transactions are not prohibited (restricted) by the legislation of the Russian Federation, including the regulatory acts of the Bank of Russia
  • withdraw foreign currency in cash beyond the territory of the Russian Federation to pay business travel expenses and hospitality costs;
  • pay business travel expenses and hospitality costs in foreign currency beyond the territory of the Russian Federation;
  • perform other transaction in foreign currency with observance of the requirements of the currency legislation of the Russian Federation.

Corporate cards can be used practically everywhere. A wide network of ATM’s, cash desks, and  retailer and service outlets are at the service of the cards holders. Corporate cards are an easy way of converting Rubles. Such cards are accepted in 130 countries of the world.

A number of cards that an organization can order for its employees is not limited, and for each card it is possible to set an individual spending limit.

At present, the Bank offers premium class cards – VISA Gold – to be used as corporate cards.

Corporate cards accounts are kept in RF Rubles.

The main advantages of corporate cards:

  • reduction in operating costs and time associated with with drawal of reportable amounts. The need to with draw cash for payment of business travel expenses and hospitality costs, as well as other administrative costs is eliminated;
  • possibility to perform quality reporting and control of reportable funds allocated to employees using statements provided by the Bank;
  • cards accounts are kept in RF Rubles, but all conversions operations abroad are performed automatically. The need to purchase foreign currency for foreign business trips is eliminated;
  • possibility to link several corporate cards with one account;
  • withdrawal of cash at any time of day through a wide network of ATMs and cash desks;
  • facilitation of activities of the accounting department and money office of an enterprise, related to calculation of travel expenses, calculation, keeping and delivery of cash, reduction of the amount of report documents;
  • possibility to quickly book air flights and hotel rooms in any part of the world quickly and without substantial expenses.

Fees for corporate Visa cards